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Make the most of your money with the Better Off Calculator

Our Better Off Calculator is a free, easy‑to‑use online tool that helps you understand what financial support you may be entitled to.

Whether your circumstances have recently changed or you simply want to check you’re receiving the right benefits, the calculator gives you a clear picture of your options in just a few minutes.

What the calculator does

The Better Off Calculator shows you what financial help you might be able to get. It uses the latest benefits rules and cost‑of‑living support to help you understand:

  • Which benefits you could claim based on your personal circumstances

  • How changes to your income, work hours, or household could affect your money

  • What local support is available in your area

How it can help you

The Better Off Calculator shows you what financial help you might be able to get. It uses the latest benefits rules and cost‑of‑living support to help you understand:

  • Which benefits you could claim based on your personal circumstances

  • How changes to your income, work hours, or household could affect your money

  • What local support is available in your area

What you’ll need

To get the best results, it helps to have a few details ready:

  • Your income and savings
  • Your rent or housing costs
  • Who lives in your household
  • Any benefits you already receive

You can still use the calculator without all this information, but the more accurate your details are, the clearer and more helpful your results will be.

Ready to get started?

Use the Better Off Calculator below to explore your options and see what support could be available to you. It only takes a few minutes and could help you increase your income or feel more confident about your finances.